This week is Mind week. This year the focus is about the negative impact of debt on mental health. According to Mind this can take the form of anxiety and stress, depression, self-harm and suicidal thoughts. Do you worry about money? Has it affected your health?
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When i asked my bank for help following a near fatal RTA they're "Help" was to offer me even more money to pay off what I owed them already! Even though they knew I would be unemployed indefinitely?? The mind absolutely boggles at the ludicrous way in which they help their "customers" to get even further into debt.
After that offer of "Help", I withdrew what money I did have in their closed my savings account and dropped off the radar. Right now they have absolutely no idea where I am, or even what country I am in, and I sleep very well at night, dare i say it I even laugh at the ineptitude of these so called debt collection agencies, sending letters here there and everywhere, I am not in the slightest bit worried by the 40,000 I owe the bank, and even if they do eventually track me down, that is just when the fun will start, three years into the 6 year statute barred law, three years of being debt free!
these days, people are getting MATERIALISTIC. teach kids how to value money.
i only have a small amount of debt less than £700 with a family of 3 i tend not to waste cash and save what i can years ago i had a spend it like water attitude to cash but now i spend what i can afford .
most of mine goes on neccesities rent food utiltiles and clothing and things for my son. i would not sleep if i had huge debts to pay
my hubby has a bit more but he can pay it pay and he has no trouble with paying it back, we are lucky i guess but many more arent wether it be their reckless spending or circumstances, we do not use our credit cards any longer and spend cash only now so no i do not worry about debt
To Mark from scunthorpe.
No, I am not having a go about spelling errors (many of which are often simple typos). However, I am having a go at the rude, ranting way many people express themselves. I think many people don't read what they write before they post, and don't realise that they are not making sense.
Its got so out of hand now I've given up worrying about it now, I pay priority bills then share out what's left, they don't like it but I can't do anything else, they can always take me to court, and they have, but they still only get their £3-50 per month.
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