1.  
   Penny from North London says:

   Jul 11, 22:02

   Today finally I exchanged contracts on my one bedroom shared ownership property in North London. I had the property valued in November 07 at £270,000 and my 50% was £135,000, I did panic a little and dropped my share by £5,000 however, I really don't think I needed too! If someone really wants a property they like, will the housing market change their minds. I want to buy a three bed outside London and have seen the home I would love its worth every penny of the asking price as I feel it will my home for the rest of my life and I am 38 years old, bothered about the house market do I look bothered, what goes up must come down and this is the second house market crash (presumed) I have seen in 18 years, prices will always go up and come down but the house you want will always be your home.
2.  
   Deborah from Folkestone says:

   Jul 11, 20:49

   In addition to previous comment My husband and I bought our house in 1992, we could have moved, we could have had big ideas of grandeur but we stayed put and last year when our mortgage was down to 12,000 we re mortgaged and extended our home, it was the best thing we have ever done, not only do we now have the house of our dreams but we did it for ourselves, not for anyone else or to keep up with the Jones's and still have an affordable mortgage, less hassle than moving, hip packs and the rest of the melarchy that goes with it. If you bought well to start with this is the best and cheapest option, we are normal working class people & would recommend this to anyone.
3.  
   Mal from North West says:

   Jul 11, 20:43

   Paul from Brighton.
   Your words a a bit harsh Paul -- but TRUE
4.  
   Deborah from Folkestone says:

   Jul 11, 20:38

   Bravo, Paul from Brighton, I think you summed it up in a nutshell, first time buyers should take any opportunities they can and as you so wonderfully phrased it nothing is free in this world, if you want it, go get it.
5.  
   paul from Brghton says:

   Jul 11, 20:11

   I find it incredible to believe what some of the narrow minded people are spouting off on here today. I agree that times are hard for first time buyers but there are options available, relocate, share, borrow from parents equity, work harder etc If some of the potential 1st time buyers think that playing a waiting game game will get them a foot on the ladder then they are very much mistaken. The type of flats they are 'waiting' for are a dream for a private landlord. So if you want to play the waiting game then good for you but while you are playing don't be surprised when all the 1 and 2 bed apartments get snapped up by investors. To add a further point, ask yourself who you would prefer to sell to? Someone with years of experience and finances in place or a nervous first timer that may bottle it because of a dodgy headline or two in the press.
   Life isn't easy, never has been and I doubt ever will be. You need to work at things to get anywhere in this world.

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