1.  
   english from walsall says:

   Jan 20, 19:48

   our childrens children may be paying off our mortgages but they will still be better footballers than your kids

   Report this comment
2.  
   spud from field says:

   Dec 21, 23:50

   Am I worried about the property market?...No,I'm nay bothered,ya wee chookta. xx

   Report this comment
3.  
   casper from glasgow says:

   Dec 21, 16:32

   the property in the glasgow area rose on average 15% its only in england where they went overboard with their ludicrous prices ha ha ha i ask you what kind of idiot would spend 350 thousand on a semi detatched house ??????? heh heh heh an englishman, thank goodness we are much more sensible in scotland,we,re still in profit unlike you lot with your negative equity,your childrens children will still be paying your mortgage when you snuff it ho ho ho ho ho merry christmas,by the wa i paid 25,000 under right to buy its now worth 157,000 yahoo i,m in the money heh heh heh

   Report this comment
4.  
   Rosemary from Newmarket says:

   Nov 26, 18:20

   I am appalled at the way in which the banks and building societies are treating prospective home buyers when they apply for a mortgage. Mortgage lending is the foundation of the consumer market.
   When we purchase a new home, as already mentioned, the market place is bouyant when we have to pay for various services. Furthermore, we like to buy new Items for it. Therefore, we go out and support our local and national shops in many ways. When we bought our house, we liked it so much we sold early and had a delayed completion in order to help the family who were moving on. That meant we stored our furniture,we rented another house, we ate out a bit more in restaurants, we purchased small extra items for the kitchen, bathroom and bedrooms. Nothing too extravagant in any way. But we enjoyed finding the money to do so. Within a short time, we had to have minor repairs done, so we gave work to a local builder, we gave work to a local decorator and so on. I don't think I need to continue as this was only a small part of what buying a new house inspired us to do.
   If the banks and building societies are so naive as to think that purchasers really are going to find 30% - 40% deposits, they are sadly mistaken. The fact that people were able to get much higher percentage mortgages was a necessity. The market bubbled and the talk then was an overheating market. I would rather be in that market, than the one we are in now with the looming prospects of redundancies and small and national firm closures.
   That market was not soley supported by the first time buyer. It was supported by a growing and potentially strong buy to let market. Many of these BTL owners have placed life savings into this kind of investment to pay for a higher rate of pension. It is not immoral to fund a market in this way and again for that market to purchase local and national products and services.
   By restricing mortgage lending either by the number of loans, or the amount of deposit to loan ratios, means that banks and building societies have placed a great strain on the economy. It is they who are holding things up, it is they who are covering their financial profit making tracks under the cloak of so called responsible lending, it is they who are now constraining the growth in the economy. Having such things as stamp duty holidays is a drop in the ocean and will not entice anyone to move in the market. It is just a bit of good fortune if one is lucky enough to have a mortgage and be able to proceed with a purchase.
   Did we have high rates of repossessions in the mortgage markets before this situation, I do not think so. In terms of pure finance sense, mortgage lending is a relatively low risk financial activity .

   Report this comment
5.  
   colutd1 james from norwich says:

   Oct 11, 00:36

   bet you lost a damn site more than £12k in one week mr scotish, its not just an english problem buddy, your house price caused the rout on wall street , the ftse 20% down in one week just like your house. You lot make me wet myself more than hancocks half hour, you lot sound like alf garnett lol.

   Report this comment

Comments page 1 of 146